Most of my clients are Russian speakers living in France, and I often hear from them that they consult with financial consultants from Russia or other countries, take Russian-language courses, etc. I myself took such courses, before how I studied at Campus AXA and received the status of a financial consultant in France. And I can say that they are perfect for those who live or are tax residents of Russia, where the financial market is still poorly developed and not protected by laws, which creates a wide field for fraudsters.
If you are a French tax resident
But if you live in France, then you don’t need “crutches” in the form of offshore companies, foreign brokers, etc. Here the financial sector is so developed and protected by laws that the consultant will select you a reliable solution that will not only bring high profitability in a “solid” » currency, but will also provide guarantees against loss of capital. In addition, the state insures investment and insurance products against bankruptcy risks and provides a wide range of tax benefits.
Even the best consultants from Russia will not be able to select financial products without knowing French taxation and the breadth of instruments that exist in the developed market in France. It is not for nothing that the first stock exchange was founded in Paris.
Who can you trust
To draw up an agreement for financial products (insurance, investments, loans), you can contact an intermediary (consultant).
Before making a transaction, do not forget to familiarize yourself with the register of intermediaries for insurance, banking and financial services - Orias (Organization of a Unified Register of Intermediaries in Insurance, Banking and Finance). This register lists professionals authorized to sell financial products and services in France.
To obtain permission to practice, a consultant must be registered with Orias. His Orias number (8 digits) must appear on all of his documents: letters, legal notices, websites, etc.
To register, professionals must meet various special conditions. In addition, they must renew their registration with Orias annually. This requires proof of completion of mandatory annual training and passing a test.
Search for a consultant on the registry website orias.fr can be made according to different criteria: name, registration number, city...
By the way, I advise absolutely legally and officially. My ORIAS number: 20004853. You can also find me in the registry by name and surname.
An article on this topic on the website of the French Ministry of Economy and Finance.
https://www.economie.gouv.fr/cedef/intermediaire-banque-assurance-orias
Blacklists
The AMF (Autorité de marché financier) website contains a list of companies and sites that are not authorized to provide financial services in France: Forex, binary options, structured products, cryptocurrencies... This is an organization that supervises financial organizations in France.
https://www.amf-france.org/fr/espace-epargnants/proteger-son-epargne/listes-noires-et-mises-en-garde
Signals that should alert you:
- you don't know the person who is contacting you,
- you are promised very high profits and without risk,
- you must make a decision quickly,
- you must make the transfer to a bank account abroad.
If you have any doubts about an investment proposal, you can take the test using the link.
And if you have been scammed, you can declare here about it.
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