In one kingdom there lived a beautiful princess. The noble prince rode on a white horse and took her to another kingdom, where they got married and gave birth to two heirs.
And everything was fine and wonderful with them. The palace was bought with a mortgage, the children were in a private school, and the princess herself lived and did not think about her guarantees or the “safety cushion”, because her husband, the prince, had his own business, which he managed perfectly and they lived in abundance.
But suddenly, trouble came from where it was not expected. An evil sorcerer unleashed a terrible disease on the kingdom and the prince fell ill. And since he did not have health insurance, a lot of the family treasury was spent on doctors.
The prince could no longer work. And since the prince did not have Prévoyance insurance (which pays for sick leave), he only received social benefits, which amounted to 50% of his usual income.
A year later, social benefits stopped. The children had to go to a free school and the princess had to look for work, since the family treasury was completely insufficient to cover her husband’s treatment, pay the mortgage and live.
But the troubles didn't end there. After a serious illness, the prince died and the princess was left alone with two orphans. And very difficult times came. Since they did not have insurance that pays capital in the event of the loss of a breadwinner.
I had to sell the palace by auction because there was no money to pay inheritance taxes. The princess was not used to working, and it was difficult to get a good job with two small children, and even in a foreign kingdom, where you need to know a foreign language.
Fortunately, our heroine had a faithful friend. She gave me the phone number of the good sorceress and advised me to make an appointment with her for a consultation.
The sorceress asked the princess everything:
- about marital status,
- about the prince’s professional guarantees,
- about personal and jointly acquired property.
Together they determined what the widow's needs and financial goals were:
- How much gold and silver is required for children to continue their studies at a private school and receive a decent education.
- What kind of capital and income does she need to survive the difficult times after losing her prince?
- Whatever amount was needed for treatment, perhaps he could have been saved.
The sorceress wrote down all the answers and took time to think.
A week later they met again, and the sorceress brought Bilan Social et Patrimoniale with her, laid it out in front of the princess and said:
- What inheritance tax should be paid to the treasury so as not to part with the palace?
- What kind of survivor's benefit are the children and the widow entitled to from the state?
- What kind of pension - reversion awaits her.
And a lot of interesting things that concern her financial situation. It turned out that benefits and guarantees are not enough to cover all financial needs and goals.
Then the sorceress took out a magic letter, and said to the princess: “This letter is not easy, it is magical. Once you sign it, everything in your life will change!”
After all, the owner will receive in the event of loss of a breadwinner:
- rente education for the continuation of education of heirs.
- pension de conjoint - income to help the spouse survive difficult times.
- capital deces - to pay notary fees and inheritance taxes. It will help keep the property intact and protect it from being sold under the hammer.
- capital maladies graves - in case of serious illness of the prince.
The princess burst into tears: “Why are you torturing me? Why all this empty trouble? We should have worried in advance, but now it’s too late - the prince cannot be returned!”
“And why didn’t I know all this before? If I had signed the letter, everything could have gone differently...” the unfortunate woman lamented
But the good sorceress calmed her down. She took out a magic wand from her pocket that returns her to the past. As soon as the princess put her signature, time turned back!
She found herself in her palace with her beloved prince and children. How happy she was, she kissed him with all her heart. And when difficult times came, the princess knew who and what would help her in difficult times.
Everything in this fairy tale is true:
- and the princess and prince
- and unearthly love
- and palaces
- and a magical certificate
- and even a sorceress.
Only a magic wand only exists in a fairy tale. It’s a pity that in life we cannot turn back time, this only happens in fairy tales.
But in life you need to “spread the straw” in advance.
If you want to protect yourself and your loved ones from the risks of loss of income, and maybe even save your life. Sign up for a consultation with me, I will give you a financial diagnosis and select individual solutions that will protect you and your family and give you confidence in the future.
Did you like the fairy tale? Write your questions in the comments.
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