Medical insurance

    The cost of medical services and medications in case of health problems for you and your loved ones is one of the main problems.

    We understand this and offer you health insurance tailored to your needs.

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    Coating

    We have clear rates, from basic to premium, that will cover your medical expenses. Your insurance will include compensation for:

    Consultations with doctors

    Cost of medications and diagnostics

    Hospitalization

    Dentist services

    Dental and audio prostheses

    Glasses for vision

    Spa treatment

    Services of paramedical specialists

    Main advantage

    I will provide a free diagnosis of your situation and help you choose the coverage plan that best suits your needs. I will also accompany you and answer your questions throughout the contract, and we can change the tariff if necessary.

    In addition, you will have the opportunity to take advantage of TNS incentives to reduce taxes through health insurance contributions (Loi Madelin)

    Additional services

    In addition to the standard package, we offer additional services that will help you take full advantage of all the benefits of your health insurance:

    12 free online consultations 24/7

    Angel service, providing expert advice on health and healthy lifestyle

    Itelis partner network with negotiated rates for services

    HospiWay service for searching clinics and hospitals for the required pathology

    Guarantee of home assistance, cleaning services, nurse, nanny, pet care, tutor in case of immobility or hospitalization

    Tax deductions

    Health insurance contributions can be deducted from your BIC/BNC if you have TNS status. This is possible thanks to the Madelin loan. The deduction ceiling is limited and is calculated using the following formula: 3.75 % professional remuneration + a benefit of 7 % per year of social security, up to a maximum of 3 % per 8 years of social security (PASS 2025: €47,100). To correctly apply for an insurance policy and obtain a tax deduction, it is important to contact an experienced consultant.

    Contract signing process

    To conclude a contract and sign it, you do not need to go anywhere. Everything can be done online. Here are 3 simple steps to take. to be reliably protected from unforeseen medical expenses tomorrow:
    • Sign up for free consultation via link.
    • I will conduct a diagnosis and offer you a choice of two coverage options to suit your needs and budget.
    • After choosing coverage, I will send you documents that you can sign online.

    Payment and compensation

    Contributions will be automatically debited from your bank account

    Compensations for medical services will be credited to the bank card you specified.

    If the specialist does not accept a tiers payant card to pay for services and you have to pay for them yourself, then you will be paid compensation to your bank account within a week.

    Reviews from our clients

    М КM K
    12:07 25 Apr 23
    My question was not exactly Olga’s specialty, however, she explained possible further actions and helped me navigate a new situation for me. I would like to note the pleasant communication and professional approach to the request
    Iryna KostrykinaIryna Kostrykina
    13:06 26 Jan 23
    Having moved to France, it is very difficult to communicate with the French on the topic of entrepreneurship and taxes, there are too many nuances and complex terms. I’m glad that I managed to find a person who speaks Russian, but at the same time fully understands the French system. Olga answered all my questions and was very helpful!!! Thank you, I recommend it to everyone!
    Anna FAUDRYAnna FAUDRY
    13:31 30 Nov 22
    Olga is a professional consultant with an individual approach to clients. Very pleasant to talk to. Our short consultation helped me understand where to move next and what to do in my situation. Thank you very much!
    Milly MerlinMilly Merlin
    06:59 26 Oct 22
    The consultation with Olga was very useful for me: Olga answered my questions and clarified points that I did not understand. Everything is clear and to the point! Thank you
    Ольчик СадкинаOlchik Sadkina
    08:36 04 Oct 22
    I recommend Olga, a responsible and competent specialist. I had a consultation with her regarding running a business, and before that I had a consultation in another place, so there is something to compare with. Olga approached the preparation very professionally, which is very important, she took into account individual circumstances, and clearly and competently explained all the questions that interested me. The consultation was complete and detailed, and allowed us to figure out how to proceed further.
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    Video testimonials from our clients

    Stories from our clients

    Dmitry is an architect. He is married and his wife is 3 months pregnant. I selected a tariff with enhanced coverage for hospitalization, taking into account the fact that in 6 months my wife will give birth and will need a comfortable room for a young mother with a child.
    Fortunately, the birth was successful, and this did not put a heavy burden on the family budget, since insurance covered almost all expenses.

    After the birth of my son, at the request of his parents, I added the baby to their insurance.

    In addition, Dmitry received a tax deduction (loi Madelin) in the amount of 30% from his contributions. The whole family is happy that they are protected from unexpected medical expenses.

    Dmitriy
    Architect, 40 years old

    Inna has an 11-year-old son. She applied to optimize the costs of her health insurance.

    After analyzing the situation, I offered her a tariff that saved 24% on premiums, with the same level of coverage.

    I helped her terminate the old contract and sign a new one.

    Within a year, Inna's son broke his leg. Thanks to the new mutuelle and the hospital selection service, she was advised of the nearest hospital specializing in the treatment of fractures. Fortunately, professional medical assistance was provided in a timely manner and rehabilitation was successful.

    Today the boy has completely recovered. And Inna is satisfied with the service and level of coverage under her medical insurance.

    Inna
    Civil servant, teacher, 35 years old

    Andrey has a family, a wife and a little daughter. He turned to me for medical protection for his family. After the diagnosis, I selected health insurance, which allowed the whole family to be protected in the event of hospitalization, ordering glasses, treatment at the dentist, or purchasing medications within the budget specified by him.

    Andrey’s wife had questions about how to use the mobile application to track compensation and use additional services. I sent detailed instructions and answered all her questions.

    In addition, health insurance premiums helped Andrey reduce his taxes. And during the filing of the declaration, I told him how to correctly declare expenses for mutuelle in order to reduce taxes.

    Within a year, the family realized that the coverage within the original budget was not enough to cover all necessary medical expenses. And I advised them to switch to another tariff that suited them better, which is what we did.

    Today, Andrey feels peace of mind knowing that his family is protected and his medical expenses are covered by a reliable insurance company.

    Andrey
    Entrepreneur, 30 years old

    Don't waste time, sign up for a consultation

    We are ready to provide you with favorable terms of medical insurance that best suit your needs.
    If you have any questions or are interested in starting the process, feel free to contact me.

    FAQ

    Answers to frequently asked questions

    What are the monthly fees?

    The cost of insurance depends on many factors, such as:

    • age,
    • place of residence,
    • type of activity of the insured, etc.

    We have a wide range of tariffs, do not hesitate to sign up for a free consultation, I will select coverage that will suit your needs and budget.

    Which doctors and medical centers are partners of the insurance company?

    We cooperate with by Itelis network. This network includes more than 8 thousand health professionals. Partners provide special rates for their services for users of health insurance.

    The partners are the following specialists:

    • optics
    • dentists
    • osteopaths
    • psychologists
    • nutritionists, etc.
    I already have health insurance. Can you help me terminate my old contract?

    If you already have health insurance and would like to change, I would be happy to help you through the process. I will conduct a comparative analysis of your current insurance, taking into account your needs, and select the most suitable option for you.

    In addition, I will help you terminate the contract with your current insurer and sign a contract with us.

    What documents are required to sign a health insurance policy?

    To sign a health insurance policy you will need:

    • Attestation de droits
    • Carte d'identité
    • RIB for writing off contributions and calculating compensation
    • Confirmation of place of residence, if it is not indicated on your ID card

    Attestation de droits can be downloaded from your personal account on the website ameli.fr

    Sign up for an introductory consultation

    I will help you choose health insurance, complete documents and calculate tax deductions.

    Do it right now and receive as a gift - free financial diagnostics and a program of solutions for your financial well-being.

    Our mission is your financial protection

    AXA exclusive mandate

    Tax optimization

    Reliable solutions

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