{"id":1415,"date":"2021-06-17T21:31:54","date_gmt":"2021-06-17T21:31:54","guid":{"rendered":"https:\/\/rouzade.com\/?p=1415"},"modified":"2022-01-08T11:38:20","modified_gmt":"2022-01-08T11:38:20","slug":"kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii","status":"publish","type":"post","link":"https:\/\/rouzade.com\/en\/kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii\/","title":{"rendered":"How to reduce income tax and increase your future pension in France"},"content":{"rendered":"<p>Well, has everyone submitted their tax return yet? How many taxes are due this year? If you can\u2019t look at this amount without tears, then this article is for you. In it I will tell you how to reduce income tax by making contributions to an additional pension.<\/p>\n<p>Considering the latest news about pension reform, you can\u2019t count on a good pension from the state. If you believe the statistics, in 2000 there were 2 workers per 1 pensioner, and by 2070 there will be only 1.3. The solidarity pension is paid from the contributions of those who are currently working.<\/p>\n<p>This is due to the increasing aging of the population. People began to live longer and give birth less. It is not for nothing that the issue of pension reform is so pressing.<\/p>\n<p>Data source on page 17 <a href=\"https:\/\/travail-emploi.gouv.fr\/IMG\/pdf\/retraite_annexes_leger.pdf\">recommendations by Jean-Paul Delevoye<\/a> - High Commissioner for Pension Reform, on the French government website.<\/p>\n<p>How to be?<\/p>\n<blockquote><p>There is an excellent solution - saving for retirement on your own and at the same time reducing income taxes.<\/p><\/blockquote>\n<blockquote><p>With one shot you will kill two birds with one stone.<\/p><\/blockquote>\n<p>I suggest you take care of your pension yourself and not rely on the state. Moreover, thanks to Loi PACTE, you have a great opportunity to increase your future pension and at the same time reduce taxes. You can read more about existing pension contracts on the website <a href=\"https:\/\/www.lerevenu.com\/placements\/retraite\/tout-ce-que-vous-voulez-savoir-sur-le-plan-epargne-retraite\">lerevenu.com<\/a>.<\/p>\n<p>In this article I will tell you how to reduce the tax on your pension contributions as much as possible, since not all contributions reduce your tax base. For this purpose, there is enveloppe fiscal, which is calculated differently, depending on the chosen tax disposition. And the choice of tax disposition will depend on your professional status.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rouzade.com\/en\/kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii\/#%d0%9a%d0%b0%d0%ba_%d1%81%d0%bd%d0%b8%d0%b7%d0%b8%d1%82%d1%8c_%d0%bd%d0%b0%d0%bb%d0%be%d0%b3_%d0%bd%d0%b0%d1%91%d0%bc%d0%bd%d1%8b%d0%bc_%d1%81%d0%be%d1%82%d1%80%d1%83%d0%b4%d0%bd%d0%b8%d0%ba%d0%b0%d0%bc_%d0%b7%d0%b0_%d1%81%d1%87%d1%91%d1%82_%d0%b2%d0%b7%d0%bd%d0%be%d1%81%d0%be%d0%b2_%d0%bd%d0%b0_%d0%bf%d0%b5%d0%bd%d1%81%d0%b8%d1%8e\" >How to reduce taxes for employees by contributing to pensions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rouzade.com\/en\/kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii\/#%d0%a4%d0%be%d1%80%d0%bc%d1%83%d0%bb%d0%b0_%d1%80%d0%b0%d1%81%d1%87%d1%91%d1%82%d0%b0_enveloppe_fiscal_fillon\" >Calculation formula enveloppe fiscal Fillon<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rouzade.com\/en\/kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii\/#%d0%a0%d0%b0%d1%81%d1%81%d0%bc%d0%be%d1%82%d1%80%d0%b8%d0%bc_%d0%bd%d0%b0_%d0%bf%d1%80%d0%b8%d0%bc%d0%b5%d1%80%d0%b5\" >Let&#039;s look at an example<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rouzade.com\/en\/kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii\/#%d0%94%d0%be%d0%bf%d0%be%d0%bb%d0%bd%d0%b8%d1%82%d0%b5%d0%bb%d1%8c%d0%bd%d1%8b%d0%b9_enveloppe_fiscal\" >Additional enveloppe fiscal<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rouzade.com\/en\/kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii\/#%d0%9a%d0%b0%d0%ba_%d1%81%d0%bd%d0%b8%d0%b7%d0%b8%d1%82%d1%8c_%d0%bd%d0%b0%d0%bb%d0%be%d0%b3_%d0%bf%d1%80%d0%b5%d0%b4%d0%bf%d1%80%d0%b8%d0%bd%d0%b8%d0%bc%d0%b0%d1%82%d0%b5%d0%bb%d1%8f%d0%bc_tns_%d0%b8_%d0%bc%d0%b0%d0%b6%d0%be%d1%80%d0%b8%d1%82%d0%b0%d1%80%d0%bd%d1%8b%d0%bc_%d1%83%d0%bf%d1%80%d0%b0%d0%b2%d0%bb%d1%8f%d1%8e%d1%89%d0%b8%d0%bc_%d0%b7%d0%b0_%d1%81%d1%87%d1%91%d1%82_%d0%b2%d0%b7%d0%bd%d0%be%d1%81%d0%be%d0%b2_%d0%bd%d0%b0_%d0%bf%d0%b5%d0%bd%d1%81%d0%b8%d1%8e\" >How to reduce tax for TNS entrepreneurs and majority managers through pension contributions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rouzade.com\/en\/kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii\/#%d0%98_%d1%82%d0%b5%d0%bf%d0%b5%d1%80%d1%8c_%d1%80%d0%b0%d1%81%d1%81%d0%bc%d0%be%d1%82%d1%80%d0%b8%d0%bc_%d0%b2%d1%81%d1%91_%d1%8d%d1%82%d0%be_%d0%bd%d0%b0_%d0%bf%d1%80%d0%b8%d0%bc%d0%b5%d1%80%d0%b5\" >And now let&#039;s look at all this with an example<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/rouzade.com\/en\/kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii\/#%d0%9f%d0%b5%d0%bd%d1%81%d0%b8%d0%be%d0%bd%d0%bd%d1%8b%d0%b9_%d0%ba%d0%be%d0%bd%d1%82%d1%80%d0%b0%d0%ba%d1%82_far_per\" >Pension contract FAR PER<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%d0%9a%d0%b0%d0%ba_%d1%81%d0%bd%d0%b8%d0%b7%d0%b8%d1%82%d1%8c_%d0%bd%d0%b0%d0%bb%d0%be%d0%b3_%d0%bd%d0%b0%d1%91%d0%bc%d0%bd%d1%8b%d0%bc_%d1%81%d0%be%d1%82%d1%80%d1%83%d0%b4%d0%bd%d0%b8%d0%ba%d0%b0%d0%bc_%d0%b7%d0%b0_%d1%81%d1%87%d1%91%d1%82_%d0%b2%d0%b7%d0%bd%d0%be%d1%81%d0%be%d0%b2_%d0%bd%d0%b0_%d0%bf%d0%b5%d0%bd%d1%81%d0%b8%d1%8e\"><\/span>How to reduce taxes for employees by contributing to pensions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Let&#039;s start with hired employees, since for them, unlike entrepreneurs, only one solution is suitable - this is a tax disposition within the framework of loi Fillon. I advise entrepreneurs not to scroll through, as you can also use this solution to increase your pension and reduce taxes.<\/p>\n<p>So, pension contributions under Loi Fillon relate to <strong>Charges<\/strong><strong>\u00a0<\/strong><strong>d<\/strong><strong>\u00e9<\/strong><strong>ductiles<\/strong><strong>. These are expenses that can be deducted from\u00a0<\/strong><strong>RBG<\/strong><strong>\u00a0(<\/strong><strong>revenue<\/strong><strong>\u00a0<\/strong><strong>brutal<\/strong><strong>\u00a0<\/strong><strong>global<\/strong><strong>). <\/strong>More details about <a href=\"https:\/\/rouzade.com\/en\/4-sposoba-snizit-nalog-na-dohod-ir-vo-francii\/#1_\u044d\u0442\u0430\u043f_-_\u0427\u0438\u0441\u0442\u044b\u0439_\u043d\u0430\u043b\u043e\u0433\u043e\u0432\u044b\u0439_\u0434\u043e\u0445\u043e\u0434\">what expenses are Charges d\u00e9ductibles and how to deduct them from RBG<\/a>\u00a0 you can find in the previous article.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%d0%a4%d0%be%d1%80%d0%bc%d1%83%d0%bb%d0%b0_%d1%80%d0%b0%d1%81%d1%87%d1%91%d1%82%d0%b0_enveloppe_fiscal_fillon\"><\/span>Calculation formula enveloppe fiscal Fillon<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Disponible Fillon RETRAITE = 10 % x RAP * N-1<\/p>\n<p>Plancher : 10 % x 1 PASS de l&#039;ann\u00e9e N-1<\/p>\n<p>Plafond : 10 % du RAP* limit\u00e9s \u00e0 8 PASS (N \u20131)<\/p>\n<p>RAP \u2013 income from professional activities minus 10% (frais pro)<\/p>\n<p>PASS de l&#039;ann\u00e9e N-1 \u2013 annual social protection ceiling for the previous year, \u20ac41,136 in 2020.<\/p>\n<p>The lower threshold for deductible contributions in 2021 will be \u20ac4,113. And the upper ceiling is 32908\u20ac. These thresholds are reviewed annually based on the size of the PASS.<\/p>\n<p>This tax dispositive also allows you to include the spouse&#039;s unused enveloppe fiscal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%d0%a0%d0%b0%d1%81%d1%81%d0%bc%d0%be%d1%82%d1%80%d0%b8%d0%bc_%d0%bd%d0%b0_%d0%bf%d1%80%d0%b8%d0%bc%d0%b5%d1%80%d0%b5\"><\/span>Let&#039;s look at an example<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Misha Ivanov works for hire, salary 60 K\u20ac\/year. He is married to Sveta, she does not work. TMI (<a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F1419\">tranche marginal d&#039;imposition<\/a>) \u2013 30%.<\/p>\n<p>We calculate the amount of contributions that can be deducted from income:<\/p>\n<p>Enveloppe fiscal Mikhail:<\/p>\n<p>10% x (60,000 x 0.9) = 5,400 \u20ac<\/p>\n<p>Enveloppe fiscal Lights:<\/p>\n<p>10 % x 1 PASS de l&#039;ann\u00e9e N-1 = 4113<\/p>\n<p>Total Enveloppe fiscal = 5400 + 4113 = 9,513\u20ac<\/p>\n<p>Mikhail can reduce the tax base by the amount of pension contributions of 9,513 \u20ac in 2021 and the tax itself by 2,853 \u20ac, which will be 30% from his contributions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%d0%94%d0%be%d0%bf%d0%be%d0%bb%d0%bd%d0%b8%d1%82%d0%b5%d0%bb%d1%8c%d0%bd%d1%8b%d0%b9_enveloppe_fiscal\"><\/span>Additional enveloppe fiscal<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In addition, you have the right to an additional amount of contributions that can be written off from the tax base. The additional enveloppe can include the unused enveloppe fiscal for the previous 3 years.<\/p>\n<p>If you are interested in a pension contract, sign up for a consultation with me, I will calculate everything for you.<\/p>\n<a class=\"maxbutton-1 maxbutton maxbutton-zapisatsya-na-konsultaciyu\" target=\"_blank\" rel=\"noopener\" href=\"https:\/\/calendly.com\/olga-rouzade\/15-minut-k-business-mechte?utm_source=site&amp;utm_medium=MaxButtons&amp;utm_campaign=rdv-calendly\"><span class='mb-text'>Sign up for a consultation<\/span><\/a>\n<h2><span class=\"ez-toc-section\" id=\"%d0%9a%d0%b0%d0%ba_%d1%81%d0%bd%d0%b8%d0%b7%d0%b8%d1%82%d1%8c_%d0%bd%d0%b0%d0%bb%d0%be%d0%b3_%d0%bf%d1%80%d0%b5%d0%b4%d0%bf%d1%80%d0%b8%d0%bd%d0%b8%d0%bc%d0%b0%d1%82%d0%b5%d0%bb%d1%8f%d0%bc_tns_%d0%b8_%d0%bc%d0%b0%d0%b6%d0%be%d1%80%d0%b8%d1%82%d0%b0%d1%80%d0%bd%d1%8b%d0%bc_%d1%83%d0%bf%d1%80%d0%b0%d0%b2%d0%bb%d1%8f%d1%8e%d1%89%d0%b8%d0%bc_%d0%b7%d0%b0_%d1%81%d1%87%d1%91%d1%82_%d0%b2%d0%b7%d0%bd%d0%be%d1%81%d0%be%d0%b2_%d0%bd%d0%b0_%d0%bf%d0%b5%d0%bd%d1%81%d0%b8%d1%8e\"><\/span>How to reduce tax for TNS entrepreneurs and majority managers through pension contributions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In this part, let&#039;s look at the tax dispositive that can only be used by entrepreneurs (hereinafter referred to as TNS) and G\u00e9rants majoritaires art. 62 of the Tax Code (hereinafter, CGI).<\/p>\n<p>This is the law of loi Madelin art. 154 CGI, thanks to which TNS can deduct their contributions to the supplementary pension from the tax base. Thus, it can be legally reduced.<\/p>\n<p>Formula for calculating envelope fiscal Madelin:<\/p>\n<p><strong><span data-contrast=\"none\">Disponible<\/span><\/strong><strong><span data-contrast=\"none\">\u00a0<\/span><\/strong><strong><span data-contrast=\"none\">Madeline<\/span><\/strong><strong><span data-contrast=\"none\">\u00a0<\/span><\/strong><strong><span data-contrast=\"none\">RETRAITE<\/span><\/strong><span data-ccp-props=\"{&quot;335551550&quot;:2,&quot;335551620&quot;:2}\">\u00a0<\/span><\/p>\n<p><strong><span data-contrast=\"none\">(10 %\u00a0<\/span><\/strong><strong><span data-contrast=\"none\">x<\/span><\/strong><strong><span data-contrast=\"none\">\u00a0<\/span><\/strong><strong><span data-contrast=\"none\">BIC<\/span><\/strong><strong><span data-contrast=\"none\">\/<\/span><\/strong><strong><span data-contrast=\"none\">BNC<\/span><\/strong><strong><span data-contrast=\"none\">) + 15 % (<\/span><\/strong><strong><span data-contrast=\"none\">BIC<\/span><\/strong><strong><span data-contrast=\"none\">\/<\/span><\/strong><strong><span data-contrast=\"none\">BNC<\/span><\/strong><strong><span data-contrast=\"none\">\u00a0-1\u00a0<\/span><\/strong><strong><span data-contrast=\"none\">PASS<\/span><\/strong><strong><span data-contrast=\"none\">)<\/span><\/strong><span data-ccp-props=\"{&quot;335551550&quot;:2,&quot;335551620&quot;:2}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Plancher : 10 % x 1 PASS de l&#039;ann\u00e9e N<\/span><span data-ccp-props=\"{&quot;335551550&quot;:2,&quot;335551620&quot;:2}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Plafond: (10 % x B\u00e9n\u00e9fice plafonn\u00e9 \u00e0 8 PASS) + 15 % (B\u00e9n\u00e9fice plafonn\u00e9 \u20131 PASS)<\/span><span data-ccp-props=\"{&quot;335551550&quot;:2,&quot;335551620&quot;:2}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">BIC<\/span><span data-contrast=\"auto\">\u00a0\u2013 income from commercial activities<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">BNC<\/span><span data-contrast=\"auto\">\u00a0- income from non-commercial activities<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">PASS<\/span><span data-contrast=\"auto\">\u00a0\u2013 annual social protection ceiling, \u20ac41,136 in 2021.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The lower threshold for deductible contributions in 2021 will be \u20ac41,136. And the upper ceiling is 76100\u20ac.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%d0%98_%d1%82%d0%b5%d0%bf%d0%b5%d1%80%d1%8c_%d1%80%d0%b0%d1%81%d1%81%d0%bc%d0%be%d1%82%d1%80%d0%b8%d0%bc_%d0%b2%d1%81%d1%91_%d1%8d%d1%82%d0%be_%d0%bd%d0%b0_%d0%bf%d1%80%d0%b8%d0%bc%d0%b5%d1%80%d0%b5\"><\/span>And now let&#039;s look at all this with an example<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Our hero Misha Ivanov got divorced and opened his own architectural bureau.<\/p>\n<p>Mikhail&#039;s income BNC: 45 K\u20ac. TMI \u2013 30%.<\/p>\n<p>We calculate the envelope fiscal, which can be deducted from income<\/p>\n<p>10% BNC + 15% (BNC\u20131 PASS)<\/p>\n<p>10% x 45000 + 15% (45000\u201341136) = 4500 + 579.6 = 5079.6\u20ac<\/p>\n<p>In 2021, Mikhail can reduce the tax base for income tax by the amount of contributions in the amount of 5079 \u20ac.<\/p>\n<p>And thanks to these contributions, Misha will reduce tax by 1523\u20ac, which will be 30% from his contributions and <a href=\"https:\/\/rouzade.com\/en\/kak-vernut-nalog-na-dohod-v-2021-godu\/\">will receive a refund<\/a> into your bank account next year!<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%d0%9f%d0%b5%d0%bd%d1%81%d0%b8%d0%be%d0%bd%d0%bd%d1%8b%d0%b9_%d0%ba%d0%be%d0%bd%d1%82%d1%80%d0%b0%d0%ba%d1%82_far_per\"><\/span>Pension contract FAR PER<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Well, in the end, just a few words about a solution that will allow you to save on taxes and save for a comfortable old age. This contract is called FAR PER, I\u2019ll tell you more about it in the following posts, but for now you can <a href=\"https:\/\/www.agipi.com\/le-plan-d-epargne-retraite-far-per-d-agipi\">read on the website<\/a> our partner.<\/p>\n<p><a href=\"https:\/\/www.agipi.com\/chiffres-cles\">Financial results by funds<\/a>, included in the FAR PER pension contract. As well as honorary awards from independent financial media:<\/p>\n<ul>\n<li>Label S\u00e9lection Premium &quot;PER individual&quot; from Good Value for Money<\/li>\n<li>Oscar 2021 du meilleur contrat PER individuel propos\u00e9 par une association by Gestion de Fortune<\/li>\n<li>Top d&#039;Or 2021 du meilleur contrat PER individuel propos\u00e9 par une association by Le Revenu<\/li>\n<li>Top d&#039;Or PER 2021 - Cat\u00e9gorie &quot;Grand prix du Jury&quot; by Tout Sur Mes Finances<\/li>\n<\/ul>\n<p>Sign up for a consultation! I will calculate your future pension, help you increase it and reduce income taxes.<\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-zapisatsya-na-konsultaciyu\" target=\"_blank\" rel=\"noopener\" href=\"https:\/\/calendly.com\/olga-rouzade\/15-minut-k-business-mechte?utm_source=site&amp;utm_medium=MaxButtons&amp;utm_campaign=rdv-calendly\"><span class='mb-text'>Sign up for a consultation<\/span><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Well, has everyone submitted their tax return yet? How many taxes are due this year? If you can\u2019t look at this amount without tears, then this article is for you. In it I will tell you how to reduce income tax by making contributions to an additional pension. Considering the latest news about pension reform, you can\u2019t count on a good pension from the state. [\u2026]<\/p>","protected":false},"author":1,"featured_media":1402,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[6],"tags":[314,322],"class_list":{"0":"post-1415","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-blog","8":"tag-nalogovye-lgoty-ru","9":"tag-pensija"},"acf":[],"yoast_head":"<title>\u041a\u0430\u043a \u0441\u043d\u0438\u0437\u0438\u0442\u044c \u043d\u0430\u043b\u043e\u0433 \u043d\u0430 \u0434\u043e\u0445\u043e\u0434 \u0438 \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0442\u044c \u0431\u0443\u0434\u0443\u0449\u0443\u044e \u043f\u0435\u043d\u0441\u0438\u044e \u0432\u043e \u0424\u0440\u0430\u043d\u0446\u0438\u0438 -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rouzade.com\/en\/kak-snizit-nalog-na-dohod-i-uvelichit-budushhuju-pensiju-vo-francii\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u041a\u0430\u043a \u0441\u043d\u0438\u0437\u0438\u0442\u044c \u043d\u0430\u043b\u043e\u0433 \u043d\u0430 \u0434\u043e\u0445\u043e\u0434 \u0438 \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0442\u044c \u0431\u0443\u0434\u0443\u0449\u0443\u044e \u043f\u0435\u043d\u0441\u0438\u044e \u0432\u043e \u0424\u0440\u0430\u043d\u0446\u0438\u0438 -\" \/>\n<meta property=\"og:description\" content=\"\u041d\u0443 \u0447\u0442\u043e, \u0432\u0441\u0435 \u0443\u0436\u0435 \u0441\u0434\u0430\u043b\u0438 \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u0443\u044e \u0434\u0435\u043a\u043b\u0430\u0440\u0430\u0446\u0438\u044e? \u0421\u043a\u043e\u043b\u044c\u043a\u043e \u043d\u0430\u043b\u043e\u0433\u043e\u0432 \u043d\u0430\u0441\u0447\u0438\u0442\u0430\u043b\u0438 \u043a \u043e\u043f\u043b\u0430\u0442\u0435 \u0432 \u044d\u0442\u043e\u043c \u0433\u043e\u0434\u0443? \u0415\u0441\u043b\u0438 \u0431\u0435\u0437 \u0441\u043b\u0451\u0437 \u043d\u0430 \u044d\u0442\u0443 \u0441\u0443\u043c\u043c\u0443 \u043d\u0435 \u0432\u0437\u0433\u043b\u044f\u043d\u0435\u0448\u044c, \u0442\u043e \u0441\u0442\u0430\u0442\u044c\u044f \u0434\u043b\u044f \u0432\u0430\u0441. \u0412 \u043d\u0435\u0439 \u0440\u0430\u0441\u0441\u043a\u0430\u0436\u0443, \u043a\u0430\u043a \u0441\u043d\u0438\u0437\u0438\u0442\u044c \u043d\u0430\u043b\u043e\u0433 \u043d\u0430 \u0434\u043e\u0445\u043e\u0434 \u0441 \u043f\u043e\u043c\u043e\u0449\u044c\u044e \u0432\u0437\u043d\u043e\u0441\u043e\u0432 \u043d\u0430 \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u0443\u044e \u043f\u0435\u043d\u0441\u0438\u044e. \u0423\u0447\u0438\u0442\u044b\u0432\u0430\u044f \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u043e \u043f\u0435\u043d\u0441\u0438\u043e\u043d\u043d\u043e\u0439 \u0440\u0435\u0444\u043e\u0440\u043c\u0435, \u0440\u0430\u0441\u0441\u0447\u0438\u0442\u044b\u0432\u0430\u0442\u044c \u043d\u0430 \u0445\u043e\u0440\u043e\u0448\u0443\u044e \u043f\u0435\u043d\u0441\u0438\u044e \u043e\u0442 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0430 \u043d\u0435 \u043f\u0440\u0438\u0445\u043e\u0434\u0438\u0442\u0441\u044f. 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