Olga ROUZADE - advisor on organizing personal and family finances and creating a business

Inna is a mother raising her 11-year-old son alone. She applied to optimize the cost of her health insurance and start saving for her future retirement.

I diagnosed her situation and, together with my team, proposed a program of solutions:
- switch to another health insurance that allowed her to save 30% in premiums, with the same level of coverage. I accompanied Inna in the process of closing the insurance policy and signing a new one.
- PER pension plan to receive additional income after retirement. This decision allows her to reduce taxes now. During the tax filing period, I helped her correctly declare her PER contributions in order to receive a tax deduction.
- Family accident insurance.

Within a year after the program was introduced, there was an accident in the family and the son broke his leg.
- Thanks to the new mutuelle and the hospital selection service, she was advised of the nearest hospital specializing in the treatment of fractures.
- Thanks to accident insurance, Inna received compensation in the amount of 13 thousand euros. This allowed me to undergo additional rehabilitation. In addition, the boy could not attend school for a week. The insurance company paid for tutors at home.

Today, Inna feels confident knowing that her family is protected and she has financial resources for her future retirement. Once a year we contact her to conduct diagnostics and make adjustments to the existing program if necessary.

Andrey has a family, a wife and a little daughter. He turned to me for medical protection for his family. I conducted a bilan santé with him to determine what medical services they needed. Within the budget he set, I selected health insurance that allowed the whole family to be protected in case of hospitalization, buying glasses, dental treatment, buying medications, etc.

Additionally, as part of this insurance, clients had 12 free teleconsultations 24/7 per year with doctors. And also the Angel service, where you can ask any questions regarding health and healthy lifestyle, and professionals answer them for free. There is also a partner search service with negotiated rates for medical services and a hospital selection service in case of hospitalization.

At the very beginning, Andrei’s wife had questions about how to use the mobile application to track compensation, sign up for a consultation and use additional services. I accompanied her in her questions. Among other things, health insurance contributions helped Andrey reduce taxes. And during the declaration of income, I advised Andrey on how to correctly declare expenses for mutuelle in order to reduce taxes.

Over the course of the year, we realized that the coverage within the original budget was not enough to cover all of the family's necessary medical expenses. And I advised the client to switch to another tariff that suited them better, which is what we did.

Today, Andrey feels peace of mind knowing that his family is protected and they have warranty coverage in case of unexpected medical emergencies. expenses.

Katya moved from Russia to France under the Passeport tallent program and has an innovative project in the field of digital marketing. She and her project partner needed to register a company in France. She made an appointment with me for a consultation on starting a business.

I helped them:
- choose the most suitable legal form,
- register a legal address,
- open a bank account,
- register a company.

Thanks to my support and expertise, Katya successfully launched her business and is now developing it successfully.